Run your business · Finance & CFO

An AI CFO for founders who don’t have one yet.

Bookkeeping structure, financial reporting, cash-flow visibility, and entity-aware classification — delivered by CloviCFO, the same finance platform we run inside our own company.

CloviCFO · Northwind Inc. (sample)sample data
18.4
months runway
▲ healthy
$776k
cash on hand
▲ 4.2%
$42.1k
net burn / mo
▼ 6%
Cash runway · 12 mo
Profit & loss
Revenue$91,400
Operating costs$49,220
Net+ $42,180
Business vs personal78% classified
Sample report · illustrative data for a fictional company (Northwind Inc.) — not a real client or CloviTek’s own figures.
Why it matters

You can’t steer what you can’t see.

Most early companies fly blind on their own numbers until a deadline or an investor forces the issue. Financial clarity shouldn’t require a full-time hire on day one.

A founder needs the questions a CFO answers — how much runway is left, which costs are quietly bleeding, whether a transaction is a business expense or personal, what the month actually looked like — long before they can justify a full-time finance hire. CloviCFO gives you that layer: it structures your bookkeeping, classifies transactions with entity-aware rules, produces clean financial reporting, and surfaces cash-flow visibility so decisions are made on real numbers. We built it because we needed it ourselves — it tracks the finances of our own operation. It doesn’t replace a licensed accountant for filing and audit sign-off, and we’re clear about that boundary; it gives you the day-to-day financial control most founders lack.

0
AI CFO layer, live
0+
agents whose costs it tracks
0
spreadsheets held together by hope
0/7
always-on visibility
What we deliver

The financial control layer a founder actually needs.

Structure, reporting, and visibility — set up for your entity and kept current.

Bookkeeping structure
a clean chart of accounts
Chart of accountsTransaction importEntity-aware rulesReconciliation structure
Reporting
the statements that matter
P&LCash-flow viewExpense breakdownsMonthly summaries
Classification
business vs personal, correctly
Entity classificationExpense categorisationFiling-readiness prep
Cost visibility
where the money goes
Vendor & API spendCost attributionBudget signals
CloviCFO · Northwind Inc. reports (sample)sample data
$91.4k
revenue
▲ MoM
$49.2k
op. costs
controlled
$42.1k
net
▲ positive
Revenue · 6 mo
Expense by category
Payroll42%
Infrastructure23%
Vendors & API19%
Other16%
Sample report · illustrative data for a fictional company (Northwind Inc.) — not a real client or CloviTek’s own figures.

Clean statements, on demand.

CloviCFO structures your books and produces the reports a founder needs to make decisions — without waiting for a quarter-end scramble.

  • A structured chart of accounts set up for your entity
  • Profit-and-loss and cash-flow reporting
  • Monthly summaries you can actually read
  • Expense breakdowns that show where money goes

The right treatment, automatically.

Transactions are classified with entity-aware rules — so business and personal are separated correctly and your records are filing-ready when your accountant needs them.

  • Entity-aware classification of every transaction
  • Business-versus-personal separation done right
  • Consistent categorisation for clean records
  • Filing-readiness prep to hand to your accountant
  • Cost attribution across vendors and services
CloviCFO · sample reports for Northwind Inc. (illustrative)live
P&L statement
Sample P&L — illustrative
Cash-flow statement
Sample cash-flow — illustrative
Entity-tagged ledger
Sample ledger, entity-tagged — illustrative
Filing-ready pack
Statuslive
Verified
--brand--goldtoken
Sample filing-ready pack — illustrative
How it works

From a raw transaction to a filing-ready report.

Entity-aware classification turns messy activity into clean, decision-ready financials.

step
Transaction
imported
step
Classify
entity-aware
step
Categorize
consistent
gate
Reconcile
checked
step
Filing-ready
report
One ledger · every entityBuilt & run on our own fleet
CloviCFOCloviTradeCloviAnalyticsCloviChartsSpend attributionFoodAgri AICash-flow viewEntity rules
33 built · 18 live · 130 agents
Proof we can deliver

We run our own company on this.

This is CloviCFO, an autonomous AI CFO — not an outsourced bookkeeper. It structures the books, classifies transactions, and produces reporting, with a human founder making the calls. The proof is that it runs our own company’s finances, including spend attribution across our 130 agents.

  • CloviCFO is live and tracks our own operation’s books
  • Entity-aware classification and cash-flow reporting in production
  • It runs the finances of real companies we operate, like FoodAgri AI
  • Proof is dogfood — we depend on it, not a demo
Powered by our fleet

The real platforms behind this service.

This service is CloviCFO — a production finance platform in our fleet that runs our own company’s books.

Finance platform
CloviCFO
Bookkeeping structureFinancial reportingCash-flow visibility
Classification
entity-aware rules
Business / personal splitExpense categorisationFiling prep
Cost tracking
spend attribution
Vendor spendAPI / agent costsBudget signals
FAQ

Questions we get asked

No, and we won’t pretend otherwise. CloviCFO gives you day-to-day financial structure, reporting, and visibility. Statutory filing, audit sign-off, and licensed tax advice still belong with a qualified accountant — we prepare clean, filing-ready records for them.
Yes. CloviCFO is live and tracks the finances of our own operation, including spend across our 130 agents. It’s a platform we depend on, not a mockup.
Yes. Entity-aware classification separates business from personal and categorises transactions consistently, so your records stay clean and audit-ready.
Yes. Financial data is isolated per account — a core rule across everything we build. Your numbers are never pooled with anyone else’s.
Our stack

The technology behind this.

The real, relevant stack we build this with — model-agnostic, open-source-first, production-grade.

Keep exploring

Related capabilities

Every technology below is delivered by the same composed engineering team.

Ready when you are

Want financial clarity without a full-time hire?

Tell us how your company is set up. We’ll stand up the reporting, classification, and cash-flow visibility a founder needs to make real decisions.

Start a project →