In the portfolio

CloviCFO Live

Your AI CFO plus a full accounting platform.

CloviCFO product illustration
At a glance

The essentials, up front

An always-on AI CFO on top of a full accounting platform — your books, cash flow, and clear answers in one live place, on the CloviTek platform.

AI CFO
Ask questions, get clear answers
Full ledger
Double-entry accounting built in
Real-time
Cash-flow view, always current
Live
Available now at clovicfo.com
Open CloviCFO →
Capabilities

What CloviCFO does

The real capability set behind CloviCFO — an AI CFO and a complete accounting platform, designed, built, and run by our composed AI team.

AI CFO advisor

Ask plain-language questions about cash flow, margins, and spend — and get answers grounded in your own live books, not generic tips.

Automated bookkeeping

Transactions are categorised and reconciled automatically, so the books stay close to real time without manual data entry.

Full accounting ledger

A complete double-entry ledger with invoices, bills, and accounts payable and receivable — not a spreadsheet bolted onto a chart.

Cash-flow view

See your forward cash position and model simple what-ifs before you commit to a hire or a large spend.

Clear reporting

Profit and loss, balance sheet, and summaries generated on demand from the same live data.

Bank & payment sync

Connect bank accounts and payment processors so income and spend flow in continuously and stay reconciled.

How we compare

CloviCFO vs the alternatives

How an AI CFO on a full ledger compares with the two usual setups — spreadsheets plus a bookkeeper, or traditional accounting software.

CapabilityCloviCFOSpreadsheets + a bookkeeperTraditional accounting software
An AI CFO that answers your questionsBuilt inNot availableNot available
Automated categorisation & reconciliationAutomaticManualPartial
Forward cash-flow viewBuilt inManualAdd-on
Reporting on demandGenerated liveHand-builtVaries
Full double-entry ledgerIncludedNot a ledgerIncluded
Runs alongside the rest of your stackOn the CloviTek platformSeparate toolsSeparate tool

Comparison of common ways to run finance for a growing company, as of 2026. Setups vary; details may change.

Integrations

Connects to your stack

CloviCFO pulls money in from where it moves and pushes clean data out to the rest of your tools.

Bk
Bank connectionsLink business bank accounts so income and spend flow in continuously and stay reconciled.Live sync
St
Stripe & paymentsPayment-processor income is captured and matched against invoices automatically.Income
Pr
PayrollPayroll runs flow into the ledger so labour cost is always reflected in the numbers.Expenses
Ct
CloviTek fleetIncome signals from CloviCRM and CloviReach line up with the books.Native
Gw
CloviGatewayProgrammatic, versioned access to your data through the platform gateway.API
Ex
Accountant exportClean CSV and report exports so your accountant works from the same source of truth.Export
Where it's going

Built to keep getting better

CloviCFO ships continuously. Here's what's live today, what's landing next, and where the product is headed.

Shipped
AI CFO, ledger & reporting
  • AI CFO advisor grounded in your live books, with automated bookkeeping and reconciliation
  • Full double-entry ledger with invoices, bills, and accounts payable and receivable
  • Cash-flow view, on-demand reporting, and bank and payment sync
On the roadmap
Compliance & benchmarks
  • Tax-ready books and filing workflows
  • Peer benchmarks so you can see how your metrics compare
  • Per-tenant isolation so every company's data stays fully scoped
How it works

From accounts to answers in four steps

Connect once, and the books keep themselves.

1
Connect
Link your accounts
Connect banks, cards and payment tools so money flows in automatically.
2
Reconcile
Books keep themselves
Transactions are categorised and matched against invoices for you.
3
See
Numbers stay current
Cash flow, reports and balances update in real time — no month-end wait.
4
Ask
Ask your AI CFO
Ask plain-language questions and get answers grounded in your live books.
Who it's for

Who CloviCFO is for

Finance clarity for the people who carry the numbers.

Founders

Founders

Know your runway

See cash position and forward runway any day of the month, not just at close.

Cash clarity
Finance leads

Finance leads

Close faster

Automated books and on-demand reporting cut the monthly close to a fraction.

Faster close
Operators

Operators

One source of truth

Every number ties back to the same live ledger, so decisions rest on real data.

Trusted data
Put to work

Put CloviCFO to work

What teams reach for CloviCFO to do.

Faster monthly close

Automated categorisation and reconciliation shrink the close from days to hours.

Always-current cash view

See forward cash and runway in real time instead of waiting for reports.

Ask-anything answers

Get grounded answers on margins, spend and runway without building a model.

Books your accountant trusts

Clean, reconciled data and exports keep everyone on one source of truth.

Pricing

Plans & tiers

Simple plans that scale with your business. Live pricing straight from billing.

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FAQ

Common questions

Is CloviCFO a full accounting platform or just an assistant?
Both. It is a complete double-entry accounting platform — ledger, invoices, bills, reporting — with an AI CFO layered on top that answers questions from the same live data.
Where do I use CloviCFO?
CloviCFO is a live product at clovicfo.com. This page is part of the CloviTek portfolio — open the product site for the full experience.
Does it connect to my bank and payment tools?
Yes. Connect bank accounts and payment processors so income and spend flow in continuously and stay reconciled, with clean exports for your accountant.
Can it show cash flow ahead of time?
Yes. CloviCFO shows your forward cash position and lets you model simple what-ifs before committing to a hire or a large spend.
Live and in the portfolio

CloviCFO in the CloviTek portfolio

CloviCFO is a live CloviTek product. This page is part of our portfolio — visit the product site for the full experience.

What it is

CloviCFO — Your AI CFO plus a full accounting platform. It runs on the CloviTek platform alongside the rest of the suite.

Interested?

Try it now

Already available. Explore it now, or see the rest of what we build across the CloviTek portfolio.

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