Your AI CFO plus a full accounting platform.
An always-on AI CFO on top of a full accounting platform — your books, cash flow, and clear answers in one live place, on the CloviTek platform.
The real capability set behind CloviCFO — an AI CFO and a complete accounting platform, designed, built, and run by our composed AI team.
Ask plain-language questions about cash flow, margins, and spend — and get answers grounded in your own live books, not generic tips.
Transactions are categorised and reconciled automatically, so the books stay close to real time without manual data entry.
A complete double-entry ledger with invoices, bills, and accounts payable and receivable — not a spreadsheet bolted onto a chart.
See your forward cash position and model simple what-ifs before you commit to a hire or a large spend.
Profit and loss, balance sheet, and summaries generated on demand from the same live data.
Connect bank accounts and payment processors so income and spend flow in continuously and stay reconciled.
How an AI CFO on a full ledger compares with the two usual setups — spreadsheets plus a bookkeeper, or traditional accounting software.
| Capability | CloviCFO | Spreadsheets + a bookkeeper | Traditional accounting software |
|---|---|---|---|
| An AI CFO that answers your questions | Built in | Not available | Not available |
| Automated categorisation & reconciliation | Automatic | Manual | Partial |
| Forward cash-flow view | Built in | Manual | Add-on |
| Reporting on demand | Generated live | Hand-built | Varies |
| Full double-entry ledger | Included | Not a ledger | Included |
| Runs alongside the rest of your stack | On the CloviTek platform | Separate tools | Separate tool |
Comparison of common ways to run finance for a growing company, as of 2026. Setups vary; details may change.
CloviCFO pulls money in from where it moves and pushes clean data out to the rest of your tools.
CloviCFO ships continuously. Here's what's live today, what's landing next, and where the product is headed.
Connect once, and the books keep themselves.
Finance clarity for the people who carry the numbers.
See cash position and forward runway any day of the month, not just at close.
Cash clarityAutomated books and on-demand reporting cut the monthly close to a fraction.
Faster closeEvery number ties back to the same live ledger, so decisions rest on real data.
Trusted dataWhat teams reach for CloviCFO to do.
Automated categorisation and reconciliation shrink the close from days to hours.
See forward cash and runway in real time instead of waiting for reports.
Get grounded answers on margins, spend and runway without building a model.
Clean, reconciled data and exports keep everyone on one source of truth.
Simple plans that scale with your business. Live pricing straight from billing.
CloviCFO is a live CloviTek product. This page is part of our portfolio — visit the product site for the full experience.
CloviCFO — Your AI CFO plus a full accounting platform. It runs on the CloviTek platform alongside the rest of the suite.
Already available. Explore it now, or see the rest of what we build across the CloviTek portfolio.